Paypal Poll

[LaceyRoyce]

everyone has all these negative stories about paypal. Here's a poll to gather some data!

 

[SatanJonez]

I was lucky never to get caught by PayPal, but after realizing just how unsafe it was I decided to start using Amazon GC & Payoneer.

 

[Rose]

What Frankie said. ^^ I do still have my paypal account though but it's for strictly non-camming stuff now and one long term member that I trust (but we don't use it for any type of show payments/services, strictly gifts.)

 

[Shaun__]

I knew a model who had her account frozen because of a chip in on her profile page, and another model who got a large payment that froze her account.

 

[LacieLaPlante]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

 

[Shaun__]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

Why not just take that check and endorse it as Lacie LaPlante, and then put your real name under that.

 

[LacieLaPlante]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

Why not just take that check and endorse it as Lacie LaPlante, and then put your real name under that.

They will only send it to my old address, since I've moved :[ I would have to add a new card to the account, which doesn't even make sense.

 

[Anonymous]

I stopped accepting PayPal payments for Skype (adult transactions) when I learned from camming forums about the 'no adult transactions' policy. I hated the idea of possibly being scammed into giving a free show.

I know some guys will say "But we did it before with no problems, so why not now?" Because I didn't know better back then...that's why. Rather than trying to argue with models about it, they should respect the fact that models want to play it safe and not put their accounts at risk. And if a guy doesn't have a credit card, he can buy a prepaid VISA from CVS, Walgreens, or probably the local grocery store.

 

[TashaDutch]

i used paypal for a bit when i was on flirt4free.. and i never had any problems, because it was send from the personal paypal account of my studiomanager..
after that it never seemed like a logical thing to choose when i had soo many other choices..
nothing ever happened to it.. but i don't find it user friendly.. thats why i switched to payoneer...

 

[SoTxBob]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

Why not just take that check and endorse it as Lacie LaPlante, and then put your real name under that.

They will only send it to my old address, since I've moved :[ I would have to add a new card to the account, which doesn't even make sense.

For $600 I'd do a lot more than sweat modifying the account or adding a card. You can also most likely go to the local courthouse and get a DBA for Lacie... When you have a 'doing business as' on file with your bank, you can simply endorse it as that with no ID problems.

 

[BettyBallistic]

I have never used paypal as a payment option because it seems like a risky thing to do. I have other options that are just as easy to use, and if they don't like that, then they can kick rocks. I've been a seller on ebay for almost 5 years now, and it's not worth it to me to loose my paypal account.

That being said, I do take giftrocket, which I then cash out into my paypal, and pull the money out of the ATM with my paypal debit card. Giftrocket does not mind adult transactions, so I'm not breaking any rules or putting my account at risk.

I'll also mention that I have had my paypal account frozen many times for no reason at all, sometimes with upwards of $800 in it, even before I started camming. I even emailed support to ask them why the hell they did it, and if they realized that I needed that money to ship with, but they gave me the run around until I gave up. They can do whatever they want with your money, whenever they want, for as long as they want, and there's nothing you can do about it. If this happens at random for no reason, I can't imagine how girls get by on using it for camming for too long.

 

[AllisonWilder]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

Why not just take that check and endorse it as Lacie LaPlante, and then put your real name under that.

They will only send it to my old address, since I've moved :[ I would have to add a new card to the account, which doesn't even make sense.

Have you tried sending the money to a different PayPal account? Like a verified one in your real name, maybe? I transfer funds from my Allison account to my personal verified account whenever they're deposited and then I just transfer to my bank account from there.



I use PayPal for findom tributes because they're gifts. Even though I know it's risky, I've been lucky so far. I keep trying to get guys to use Payoneer but it seems like they just don't want to go through the extra step of learning how to use a new payment method.

ETA: I never have and never will use PayPal for any cam-related thing or show.

 

[Remykins]

I've used it and got caught. Well, sort of. I never actually used it for camming related transactions, but I DID have a chip in widget set up on my blog (which linked to MFC) for a cruise that people were contributing to. They shut down my paypal, and froze my money for 180 days. It sucked...and now I can't get another paypal. Once you've had this happen, they prevent you from opening up a new account and blacklist all credit cards/bank accounts associated with your account.

 

[LacieLaPlante]

I wasn't even USING my paypal for adult services, I was trying to get money for moving and never said I would trade sexual services.. Buuuuuut they closed my account down, took 600 dollars and because it was a paypal with a fake name on it, now I can't change the personal information and they won't let me use it. They'll only give me a check for Lacie LaPlante -_-

So what good is that 600 dollars now? It's just in limbo.

Why not just take that check and endorse it as Lacie LaPlante, and then put your real name under that.

They will only send it to my old address, since I've moved :[ I would have to add a new card to the account, which doesn't even make sense.

Have you tried sending the money to a different PayPal account? Like a verified one in your real name, maybe? I transfer funds from my Allison account to my personal verified account whenever they're deposited and then I just transfer to my bank account from there.



I use PayPal for findom tributes because they're gifts. Even though I know it's risky, I've been lucky so far. I keep trying to get guys to use Payoneer but it seems like they just don't want to go through the extra step of learning how to use a new payment method.

ETA: I never have and never will use PayPal for any cam-related thing or show.

It only lets you withdraw money, not transfer it.

 

[TheGirlfriend]

I also had my original Paypal account shut down for 180 days after posting a Chip-in widget on my MFC profile. I used that Paypal account for over 5 years selling lingerie and images over Abibids.com but was always careful to tell buyers not to post any information in regards to our adult-related transaction. I started a new Paypal using a relatives banking information but I never let more than $1000 sit in there at a time.

Now if I'm going to do a Skype I only accept tokens or Amazon gift cards. If someone wants a Skype bad enough they are usually not opposed to just tip my rate in tokens which I feel is better about because it helps my cam score and Miss MFC placement.

 

[caireen]

I used paypal for the first 9 or 10 months I cammed, but generally with only a few trusted regulars. In the end, a non-adult transaction (it was really just him sending me money to be nice) was flagged because of a comment that he put with the transfer: something like, "Maybe this will bring me luck to win your raffle!" or something silly like that. My account because of that comment was frozen, and strangely my ex-boyfriends account was frozen (forever) too. He was a dick so whatever, but I was out of town and had just sent him my share of the rent and they flagged that transaction and that was that. I called and called them and argued and pleaded for them to reopen his account but no luck. It's not disputable, officially! He had NOTHING to do with ANY adult services.

I had been given about $300 in ebay gift cards that I lost when they froze my account. They did let me withdraw the money I had in there the next day, though. And my ex was able to withdraw his money a week or so later.

 

[Jupiter551]

I used paypal for ebay some years ago and one day got an email saying I owed paypal $200 and needed to pay ASAP, with no explanation whatsoever what the fees were for. Well needless to say it was clearly bullshit since I'd never SOLD anything on ebay, and never bought anything worth more than about $80 using paypal, and none of it had been charged back etc.

So I emailed back and asked them to specify what these fees were for, they didn't reply. Periodically they'd email again claiming I owed this money, and the next time I tried to use ebay they closed my EBAY account because I was (supposedly) in debt to paypal.

So one day I get a letter in my mailbox from a debt collector still not explaining what the money was owed for and that's when I lost my cool.

I wrote the debt collector and said
a) I don't believe I owe this money
b) despite numerous requests I have not ONCE had it explained what this money is owed for
c) you will not get a red cent out of me without a logical and honest explanation and
d) if you contact me again about this apart from providing said explanation you'll find yourself in court.

Not only did I never hear from them again, and it's been a few years now, my paypal and ebay accounts were reinstated shortly after I sent that letter and there's no reference anywhere about money owed etc.

So anyway, I hate paypal, even though it wasn't for adult things. I still use them though, reluctantly, because I sometimes feel better when shopping online not giving my CC details directly to an online business.

 

[Lintilla]

I don't even have a personal PayPal account anymore. I used to use it to allow people to pay for web templates and banner ads I sold over eBay. There are or were (I closed my account years ago) loopholes that made it so that if a customer paid me with a credit card through PayPal and initiated a chargeback for a service rather than a product there was literally no way for me to win that dispute. The fact that I could otherwise prove I'd done the work was irrelevant to them.

I had my account frozen one time too many (once ), read their ToS and confirmed that they basically said "fuck you" and rage quit. Because even if there had been any glimmer of hope that their process would allow me to win a dispute for non-physical products, they have the WORST customer service I've ever dealt with, and I'd never have been able to reach a human who could help anyway. No more business account, no more personal account.

If I can't rely on them to be on my side running a non-adult business WITHIN their rules I certainly wouldn't count on not getting fucked over by blatantly ignoring their rules.

 

[Jupiter551]

I don't even have a personal PayPal account anymore. I used to use it to allow people to pay for web templates and banner ads I sold over eBay. There are or were (I closed my account years ago) loopholes that made it so that if a customer paid me with a credit card through PayPal and initiated a chargeback for a service rather than a product there was literally no way for me to win that dispute. The fact that I could otherwise prove I'd done the work was irrelevant to them.

Yup it's the old 'virtual product' issue again. Their whole buyer/seller protection scheme is basically predicated on faulty or otherwise unnacceptable goods being returned. Until they find a way to deal with this, the problem will only get worse because it's an ever-growing part of e-commerce.

 

[dustinxxxizzle]

I have used it twice now for adult related activities and haven't gotten caught. I know the cliche is a guy begging for PayPal and Skype, but both of the times for me it was brought up by two different models. First time was merely a suggestion by a reg that we try it out, but we ended up sticking with MFC. Last time was yesterday with a newer model. I was a little wary about it this time as I had only went private with this girl once, but she was insistent that she would rather go through PayPal so she could "get it faster." It ended up being an awesome decision cause it was lots of fun. I'd like to keep having these Skype privates with her, so I'll keep going through PayPal with her, and just hope for the best.

 

[LadyLuna]

dustin, you seem to be under a mistaken impression that paypal punishes the buyer of the adult entertainment. They do not. It's only the model who is at risk during such transactions.

 

[IsabellaSnow]

I used paypal once, he didn't do a chargeback but 8 months later he was being a dick in my room so I banned him, he threatened that he'd release my details etc.

 

[dustinxxxizzle]

dustin, you seem to be under a mistaken impression that paypal punishes the buyer of the adult entertainment. They do not. It's only the model who is at risk during such transactions.

Can't the guy buying the adult entertainment get his account frozen as well? More than that, her getting punished is exactly what I'm worried about. Since she obviously prefers PayPal, I hope nothing happens that prevents us from having Skype privates in the future. I kind of got the vibe from her that she doesn't care about sticking with MFC, and just wants to do this on the side through PayPal & Skype.

 

[AthenaBlaze]

I fucking HATE Paypal :twocents-02cents:
I personally LOVE Payoneer though. Plus if someone wants to pay u w/ payoneer, they don't even have to sign up or create an account. It's simple, easy and fast.
SCREW PAYPAL :hand:

 

[16_bit]

I don't even have a personal PayPal account anymore. I used to use it to allow people to pay for web templates and banner ads I sold over eBay. There are or were (I closed my account years ago) loopholes that made it so that if a customer paid me with a credit card through PayPal and initiated a chargeback for a service rather than a product there was literally no way for me to win that dispute. The fact that I could otherwise prove I'd done the work was irrelevant to them.

When i first heard about paypal, it sounded great. After being on mfc, and even more so on here, and finding out things like these, i've realised that paypal is actually rather controlling. What they are basically saying is that if you in anyway can be connected to adult things, you can't have a paypal account. I mean to have proof and not be able to dispute a claim is rather bad customer service.

I used paypal once, he didn't do a chargeback but 8 months later he was being a dick in my room so I banned him, he threatened that he'd release my details etc.

Do you know how much of your details show when using paypal? I haven't used it much but i used it a few times for a chip-in, when the models account was closed, she tried a friends account and asked me to check what it showed. It only showed her name, but that could be as it was through chip-in and not a direct payment.

dustin, you seem to be under a mistaken impression that paypal punishes the buyer of the adult entertainment. They do not. It's only the model who is at risk during such transactions.

Can't the guy buying the adult entertainment get his account frozen as well? More than that, her getting punished is exactly what I'm worried about. Since she obviously prefers PayPal, I hope nothing happens that prevents us from having Skype privates in the future. I kind of got the vibe from her that she doesn't care about sticking with MFC, and just wants to do this on the side through PayPal & Skype.

I think it's very rare if it ever happens. I believe either somewhere in the thread or on another thread, someone quoted the ToS where they say that you may not sell so they mainly go after the seller rather than the buyer.

 

[Always_Tim]

I used paypal once, he didn't do a chargeback but 8 months later he was being a dick in my room so I banned him, he threatened that he'd release my details etc.

Do you know how much of your details show when using paypal? I haven't used it much but i used it a few times for a chip-in, when the models account was closed, she tried a friends account and asked me to check what it showed. It only showed her name, but that could be as it was through chip-in and not a direct payment.

I do occasionally give one model gifts through PayPal. Yes, it shows her real name. And of course I have to put in her email address to send her money. But it doesn't give out any other information.

 

[Jupiter551]

I used paypal once, he didn't do a chargeback but 8 months later he was being a dick in my room so I banned him, he threatened that he'd release my details etc.

Do you know how much of your details show when using paypal? I haven't used it much but i used it a few times for a chip-in, when the models account was closed, she tried a friends account and asked me to check what it showed. It only showed her name, but that could be as it was through chip-in and not a direct payment.

I do occasionally give one model gifts through PayPal. Yes, it shows her real name. And of course I have to put in her email address to send her money. But it doesn't give out any other information.

Yeah it's a trust issue, if she trusts you and you're trustworthy you'll both be fine. 99% of members shouldn't be trusted on something like this, even though most of them probably wouldn't screw the model over.

 

[UncleThursday]

I bought a Skype show using Paypal, once. I had no issue on my end, nor her on her end. $50 for half an hour. Cheaper for me, directly accessible to her without waiting for MFC to pay. Well, with the service charge on my end was like $52 and change or something. Still cheaper than a half hour private on MFC. I'm sure she knew she made less on the show than if I did it on MFC, but the directly accessible part made it worth it to her, I think.

Haven't used it since, for anything. I even had to go and reactivate my PayPal account to send her the money that time, because I forgot I had one already. I'd be lucky if I remember which password I used for it, now.

 

[GoddessAiren]

I used paypal for ebay some years ago and one day got an email saying I owed paypal $200 and needed to pay ASAP, with no explanation whatsoever what the fees were for. Well needless to say it was clearly bullshit since I'd never SOLD anything on ebay, and never bought anything worth more than about $80 using paypal, and none of it had been charged back etc.

So I emailed back and asked them to specify what these fees were for, they didn't reply. Periodically they'd email again claiming I owed this money, and the next time I tried to use ebay they closed my EBAY account because I was (supposedly) in debt to paypal.

So one day I get a letter in my mailbox from a debt collector still not explaining what the money was owed for and that's when I lost my cool.

I wrote the debt collector and said
a) I don't believe I owe this money
b) despite numerous requests I have not ONCE had it explained what this money is owed for
c) you will not get a red cent out of me without a logical and honest explanation and
d) if you contact me again about this apart from providing said explanation you'll find yourself in court.

Not only did I never hear from them again, and it's been a few years now, my paypal and ebay accounts were reinstated shortly after I sent that letter and there's no reference anywhere about money owed etc.

So anyway, I hate paypal, even though it wasn't for adult things. I still use them though, reluctantly, because I sometimes feel better when shopping online not giving my CC details directly to an online business.

You know what's crazy? The same thing happened to me like, 6 years ago. I used to have a personal paypal account because I bought stuff on ebay all the time. One day they froze both those accounts and claimed I owed $60 dollars for something but never said what... so I called customer service and asked why I owed them money, and the person hung up the phone on me! Then I started getting collection letters and I did basically did the same thing you did and they stopped sending them and one day both my accounts were magically open again.

I honestly think Paypal is a huge scam that uses every possible legal loophole to get away with it.

 

[LadyLuna]

I used it until I found out from this forum about the whole shutting things down problem. Many people complained when they found out I was no longer accepting paypal. A couple trusted people have my still active account, anyone else can tip tokens or send gift cards if I'm accepting them (which is rare, cause they don't pay the bills and I tend to get less tips when I get gift cards, even if the gift cards are from people who wouldn't tip anyway... it's weird)