LilyEvans said:
UncleThursday said:
Related: It's the end of the month... the amount of 'rent goal' topics popping up is insane. One model, today, who was in the top 50 had a rent goal topic up. I'm sorry, if a model in the top 50 can't make her rent, well, she has other things to worry about. Do I believe she needed the money for rent? No. Like above, it's just a blatant attempt to garner sympathy to make more money. If a top 50 model is really struggling to make the rent, then she's putting the money she's earned somewhere else that it doesn't need to be (drugs, expensive electronics, expensive cars, jewelry, expensive clothes, gambling, any sort of thing completely not necessary but drains bank accounts fast). This is probably true for a vast number of rent topics; they're just trying to get sympathy money. Are there some models who really have to worry about the rent? Yes. Is it as widespread as the amount of rent topics seen? Most definitely not.
I disagree with the bolded part. There are lots of things that the money could be going to-- student loans, medical bills, supporting family members, etc. I do agree that a model who is in the top fifty like every month should not be struggling with rent no matter how much her rent is, but for someone who is in the top 50 for maybe the first/only time (I'm usually in the 300-600 range, but I was #25 one time) I can see how it would be possible to still be behind on debts. A lot of young people easily have well over $50k in debt from school alone.
But yeah I tend to agree that posting bill amount etc. on Twitter is tacky.
With the exception of unexpected medical bills (IE not regular prescriptions or doctor's bills from regular ongoing appointments), the rest should be being factored into all the normal bill paying, though. I know how much my prescriptions cost me every month to 90 days (the one comes in a 90 day supply for my diabetes) and the same for my blood tests that I take every two weeks (these will eventually move down to monthly), so I factor that into my normal, non-disposable income, because it is going towards a regular bill.
I will, however, have some big medical bills hitting me in the next month or so thanks to two emergency surgeries I needed to have to remove an arterial blood clot (it was either that or potentially lose the leg, I chose this). I don't know how much they'll be, but I am expecting around $2k from my insurance deductibles. I've been out of work since late January and don't go back for a few weeks, and while on disability I make far less (we won't go into the whole issue with my state and my disability insurance pain in the ass thing). But, I still am putting money aside to pay those upcoming bills (once I finally get said money).
So, yes, things will be tight for a while. But, those are unexpected bills. They're not things I would normally be expecting to pay, like rent/mortgage, utilities, gas, car insurance, student loans (if any), etc. If a model's income is generally stable (doesn't fluctuate by a ton month to month), then she should also be able to know how much she needs to put aside for her constant bills. A good month might mean having more to put aside to pay ahead or more disposable income, much like a good month of overtime at my job would be. Obviously, it's far harder for models (or anyone, truthfully) whose income isn't as stable and consistent.
But I still budget myself around my guaranteed income based on what I bring home for 40 hours per week. Even if it's that model's first and maybe only time in the top 50, she still should have had her money budgeted out based on what she normally makes. Without a major emergency bill appearing (emergency medical needs, car repairs, etc.), there's very little reason to see dozens upon dozens of 'need rent money!' topics popping up, and especially one from someone in the top 50 this close to the end of the month.
As if other women's come from an alien source?
