I'd never really heard the term "e-whores". But reading the first post, my first impression as someone who's similar to a room assistant as well as does other admin type stuff on model profiles, etc. as I know a couple of models who have members do/did this. But, can understand where/why/how models are extremely skeptical of this behaviour when it's offsite as they can't control it. Biggest issue, as mentioned is payment methods fairness in pay as well as ID theft.
But, to the OP you mentioned "a few years ago" in your original post. You're almost 21 now. Were you a minor when you did this work before?