What is going on with First Choice?

[StevenSP]

Paxum site sucks so far...registred 3 days ago and still didnt get approved...no answer to emails either. At least firstchoice support was really great .

I totally understand you . Just as an insight, I saw some similar comments above and a suggestion was to contact them via twitter. Most probably their support team is overwhelmed now as for sure in some cases they might be the only alternative.

 

[SavannahMay]

Firstchoicepay.com is registered by Choice Bank Limited, Belize.

Wow, I never realized that there is no address or anything on firstchoicepay's homepage too. Not that it matters now, but still.

 

[Adrianna__]

I have an official email from Escalation team of Payoneer... they said to me very clear that the money is at Firstchoice and Choice Bank is only the bank issuing the cards!
Again I say this is email is from someone higher than call center operators!

Finally someone to say it as it is, even its not pleasant to hear. FCP and all similar are PLATFORMS, not banks. No regulations apply to these sites and the only purpose anyone should be using them for is to get money THROUGH them, not keep the money in it. As they are not banks, they cannot issue cards. For this, they get a bank they pay fees to issue the cards. The money you receive go straight to the platform, then the platform charge the money to the cards (coz they are prepaid and chargeable). No bank under any regulations is involved with that and this is why its risky. This is also why anyone should be using these platforms to get their money and move them somewhere safer, even if its cash under your mattress.
I really wish you and hope you all get your money from FCP, however I remain pessimistic, as I remember very well my own lesson from the Epassport fiasco.

 

[SetOn]

Hello! I am new here. I am sorry for all people and situation about FCP .... I have also the balance freeze with all my money what i saved for many months. I didn't know could ever happend this. I could withdraw only what i had on my card (10k). I am talking everyday with FCP support and always the same thing....working to find an option for all affected accounts. They assure me each time when i am talking with them, my money are safe and there are not a risks to lose them.
I am sorry i didn't know before about Epassport situation.
Any from Romania here who tried Wire transfer from MFC to ING account?

 

[Jbabe042]

http://adultworkforum.com/showthread.php?tid=10978&pid=101060#pid101060

I dont want to cause mass panic but there were rumours of something going off a while back and now daily pay is telling us to take all out money off the cards asap......

@Dan Epstein is there any official word?

I know I'm a little late to the party, but I just spoke with a representitive of FirstChoicePay yesterday and was told they are PERMANENTLY closing due to their bank (Choice Bank) closing. I had actually recieved a notification upon login that stated something about a liquidity. So basically, the credit they initially were given by the bank was retracted for one reason or another and it sounds like the bank itself is undergoing bankruptcy. I really have no idea what I'm talking about, but hopefully Payoneer, which is doing just fine, will come up with a solution, so we can get some sort of pay card that does not cost an arm and a leg. Waiting for checks sucks harder than I do...

 

[Pure_emotion]

I totally understand you . Just as an insight, I saw some similar comments above and a suggestion was to contact them via twitter. Most probably their support team is overwhelmed now as for sure in some cases they might be the only alternative.

So...hm....what if a model doesn't have twitter ? They ignore all messages they get on email? LOL. What is this , a scam site?

 

[Adrianna__]

Update on Cosmo and MFC:
I emailed yesterday MFC support with a question do they plan to add Cosmo as a payment option. Recieved a one word answer: yes
Hope they manage till the 1st.

 

[sad_performer]

till now CB, streamate and ifriends.net added Cosmo Payment.

I find it very strange, Cosmo Payment register the site in 29march2018 like they fucking know FCP will go down.. maybe is not FCP behind but still ..... streamate CB and ifriends are in the top websites of camming...well ifriends being the oldest one.
Updated Date: 2018-04-03T21:43:35Z
Creation Date: 2018-03-29T16:09:05Z

@StevenSP from 1may2018 skype will start monitor the chat and take print screens (unofficial I bet they record all ..the hard-disks are cheap..damn. they use Clouds for storage and the sky is full of them )

Microsoft will ban 'offensive language' and 'inappropriate content' from Skype, Xbox, Office and other services on May 1, claiming it has the right to go through your private data to 'investigate.'

I think this FOSTA/SESTA bill will sent us to "cam" on the darknet... I don't understand what this have to do with sex trafficking ?
then FOSTA/SESTA shut down all the websites who host the mfc/cb/bonga records ..like every second from freechat ... I'll not write the name but that site is back with offshore servers hosted by QUASInetwork (those guys was accuse that host child porn some years ago) CB and MFC don't give a fuck to block the ip's from where they record ... how hard can be to see some ip's that are 24/7 on the server accessing all the rooms at the same time..but whatever ..this was off-topic

ps: and the ukranians from SHITstore (they don't worth to had the site name written here)
ps2: yeah google and other search engines how about you remove all the search results from those sites???!!!

 

[Mandy Chen]

till now CB, streamate and ifriends.net added Cosmo Payment.

I find it very strange, Cosmo Payment register the site in 29march2018 like they fucking know FCP will go down.. maybe is not FCP behind but still ..... streamate CB and ifriends are in the top websites of camming...well ifriends being the oldest one.
Updated Date: 2018-04-03T21:43:35Z
Creation Date: 2018-03-29T16:09:05Z

@StevenSP from 1may2018 skype will start monitor the chat and take print screens (unofficial I bet they record all ..the hard-disks are cheap..damn. they use Clouds for storage and the sky is full of them )

Microsoft will ban 'offensive language' and 'inappropriate content' from Skype, Xbox, Office and other services on May 1, claiming it has the right to go through your private data to 'investigate.'

I think this FOSTA/SESTA bill will sent us to "cam" on the darknet... I don't understand what this have to do with sex trafficking ?
then FOSTA/SESTA shut down all the websites who host the mfc/cb/bonga records ..like every second from freechat ... I'll not write the name but that site is back with offshore servers hosted by QUASInetwork (those guys was accuse that host child porn some years ago) CB and MFC don't give a fuck to block the ip's from where they record ... how hard can be to see some ip's that are 24/7 on the server accessing all the rooms at the same time..but whatever ..this was off-topic

ps: and the ukranians from SHITstore (they don't worth to had the site name written here)
ps2: yeah google and other search engines how about you remove all the search results from those sites???!!!

Exactly..something fishy is going on. It looks like they knew beforehand about what will happen to Choicebank and FCP. Add to the fact that cam sites seems to trust Cosmo immediately.. with no background information etc...i mean it was just being born out of the blue. My speculation is that this Cosmo parent company is the same as FCP...thats why cam sites are willing to use it.

 

[zumba2]

Exactly..something fishy is going on. It looks like they knew beforehand about what will happen to Choicebank and FCP. Add to the fact that cam sites seems to trust Cosmo immediately.. with no background information etc...i mean it was just being born out of the blue. My speculation is that this Cosmo parent company is the same as FCP...thats why cam sites are willing to use it.

After reading all this I have a question. Are we sure that cosmopayment.com is the official link of the cosmopay new service?

Does cam site redirect you to this page? Assuming that myfreecams said that they hope that cosmopay will launch till 1st May (answer that I've got when I also sent them a mail to ask about cosmo) , and assuming that there was no official launching of cosmo pay yet, are we sure that cosmopayment.com is the legit website of cosmopay ?
What if we're sending our legal documents to someone and we don't even know to who. What if we will realise after few days that our official cam sites come with other link to the site of cosmopay that is the real one.
It's just a thought, please don't acuse me again of desinfodmation, its just a question I ask, I'm paranoid after all this situation.

 

[DahliaAja]

Hello! I am new here. I am sorry for all people and situation about FCP .... I have also the balance freeze with all my money what i saved for many months. I didn't know could ever happend this. I could withdraw only what i had on my card (10k). I am talking everyday with FCP support and always the same thing....working to find an option for all affected accounts. They assure me each time when i am talking with them, my money are safe and there are not a risks to lose them.
I am sorry i didn't know before about Epassport situation.
Any from Romania here who tried Wire transfer from MFC to ING account?

Hello, i am and i have raiffeisen acc , still no money , did u recieve any ?

 

[Chriss]

Cosmopayment
-this "opportunist" that appeared exactly in the right moment
-and was accepted by every videochat website without even showing the owner or having reliability
-and without the evacuation of firstchoice it would have been created for nothing because not even one client would have gone with them
-and the actual date of creation !!!
-and looks exactly like Firstchoice platform
-and has almost identical fees
-and works exactly like Firstchoice-payoneer with prepaid cards

 

[Adrianna__]

After reading all this I have a question. Are we sure that cosmopayment.com is the official link of the cosmopay new service?

Does cam site redirect you to this page? Assuming that myfreecams said that they hope that cosmopay will launch till 1st May (answer that I've got when I also sent them a mail to ask about cosmo) , and assuming that there was no official launching of cosmo pay yet, are we sure that cosmopayment.com is the legit website of cosmopay ?
What if we're sending our legal documents to someone and we don't even know to who. What if we will realise after few days that our official cam sites come with other link to the site of cosmopay that is the real one.
It's just a thought, please don't acuse me again of desinfodmation, its just a question I ask, I'm paranoid after all this situation.

I think you are a bit paranoid, but its normal in such stressful situation. No one would make a clone to a still nonexistent platform with the only purpose to collect ID cards and passports data. As long as you are not a CIA or Mossad agent, your passport picture is quite useless actually
Cosmo seems fine. Just keep in mind the lesson from FCP and Epassport and use it AS A PLATFORM, not a bank. Get the money through it, store them somewhere else.

 

[Mandy Chen]

I think you are a bit paranoid, but its normal in such stressful situation. No one would make a clone to a still nonexistent platform with the only purpose to collect ID cards and passports data. As long as you are not a CIA or Mossad agent, your passport picture is quite useless actually
Cosmo seems fine. Just keep in mind the lesson from FCP and Epassport and use it AS A PLATFORM, not a bank. Get the money through it, store them somewhere else.

Well...at least epassporte business was closed down. If it turns out FCP will never give back the money to its victims, then the parent company get away easily with stolen funds and just make other platforms like Cosmo looking for more victims. The parent company can keep stealing money without ever getting caught or closed down. And people should not support them to keep the parent company alive. They should not get away with crime.

 

[Mandy Chen]

Cosmopayment
-this "opportunist" that appeared exactly in the right moment
-and was accepted by every videochat website without even showing the owner or having reliability
-and without the evacuation of firstchoice it would have been created for nothing because not even one client would have gone with them
-and the actual date of creation !!!
-and looks exactly like Firstchoice platform
-and has almost identical fees
-and works exactly like Firstchoice-payoneer with prepaid cards

The fact that they hide their identity is already very fishy and a cause for concerns.

Oh I am willing to bet that this Cosmo parent company is the same as FCP.....thats why every cam sites are willing to work with them. I dont have to say who the parent company is..i am sure lots of people know who it is

 

[pallino]

i have 1900 dollars on prepaid card firstchoice pay, the site say i can use on pos, internet, and atm, but in this 3-4 days my ATM say me CANNOT CONNECT TO YOUR BANK, so I can't withdrawal, someone can't use card at ATM too?

 

[maria herna]

Just next few things i found out.
There is no legal contact on the site. NONE. No adress etc etc.
No information about their banking license on the site.

Alive sinds a few months.
29 march 2018 or so.

whois registration anonymous :
Organisation: Domains By Proxy, LLC
Owner: Registration Private
Owner Address: DomainsByProxy.com,14455 N. Hayden Road

Hosted before at godaddy's now moved to amazon.

If it is 2 decades active they have more known brand.

The website itself it has HTTPS but not by a real provider but by lets encrypt. (free not checking sll system) Nothing is verified just encrypted.
And the site is using wix. So possible a quick template.

Personal to many red flags for a banking site. I have no clue why they hide their identity so extreme. A normal (bank) company would not hide or build their site like this.

for sure the site in new but...dont look only at that site with name "cosmo"..
the company is Paysafe Financial Services Limited same of netleer and skrill... both very very famous...
with your cosmo number card and SAN number...that cosmo give us after login... we can also login in the site cardportal.com and find there all your information that you have submitted in cosmo site, its linked to intercash, to http://www.andarialimited.com/ (in that site you can see also cosmopay, intercash)...
its same of nettller and skrill..same company-bank in isle of man... read the "term of use" in cosmopayment site
sorry for my english..

 

[Adrianna__]

Well...at least epassporte business was closed down. If it turns out FCP will never give back the money to its victims, then the parent company get away easily with stolen funds and just make other platforms like Cosmo looking for more victims. The parent company can keep stealing money without ever getting caught or closed down. And people should not support them to keep the parent company alive. They should not get away with crime.

I don't believe any of these 2 actually managed to steal the money. As they are not banks, the money only pass through them in order to get charged on the cards. The platforms don't have any of the ways banks operate with, to move money anywhere, but on the cards. They don't have BIC codes, swift, sepa, IBANs, nothing a bank operates with. So once the money are on the platform, they can get out of it only through the cards. The cards are issued by a bank. If the bank freeze the cards (or VISA/Master card like it was with Epassport), there is no way for the money to leave the platform. Cardholders can't get them, but the platform can't move them anywhere else, because they don't have any tools to do so (as they are not a bank). Hence, the money are stuck in the middle of nowhere. And because its the middle of nowhere, its not reasonable for any of us to keep it ever there. Instead, we should use the platform to only receive money fast, easy and hidden from tax authorities and so on, get them via the card and then store them wherever else we decide.
With all that being said, I doubt FCP stole any money. They just got a major f..k up and may be (if its the same guys) made immediately a new platform with a new bank, so they and we all can resume business.

 

[Mandy Chen]

I don't believe any of these 2 actually managed to steal the money. As they are not banks, the money only pass through them in order to get charged on the cards. The platforms don't have any of the ways banks operate with, to move money anywhere, but on the cards. They don't have BIC codes, swift, sepa, IBANs, nothing a bank operates with. So once the money are on the platform, they can get out of it only through the cards. The cards are issued by a bank. If the bank freeze the cards (or VISA/Master card like it was with Epassport), there is no way for the money to leave the platform. Cardholders can't get them, but the platform can't move them anywhere else, because they don't have any tools to do so (as they are not a bank). Hence, the money are stuck in the middle of nowhere. And because its the middle of nowhere, its not reasonable for any of us to keep it ever there. Instead, we should use the platform to only receive money fast, easy and hidden from tax authorities and so on, get them via the card and then store them wherever else we decide.
With all that being said, I doubt FCP stole any money. They just got a major f..k up and may be (if its the same guys) made immediately a new platform with a new bank, so they and we all can resume business.

I dont think the money is stuck in the middle of nowhere. FCP is not a bank but it must have its own bank account to hold all the money that are not yet loaded into the cards. And yes they can have other tools to choose other prepaid cards company, or wire transfer it etc.

Maybe I misunderstood what you said. Maybe you are trying to say that it is not FCP that is holding the rest of our money, but it is in Choicebank deposit account?

 

[DahliaAja]

I don't believe any of these 2 actually managed to steal the money. As they are not banks, the money only pass through them in order to get charged on the cards. The platforms don't have any of the ways banks operate with, to move money anywhere, but on the cards. They don't have BIC codes, swift, sepa, IBANs, nothing a bank operates with. So once the money are on the platform, they can get out of it only through the cards. The cards are issued by a bank. If the bank freeze the cards (or VISA/Master card like it was with Epassport), there is no way for the money to leave the platform. Cardholders can't get them, but the platform can't move them anywhere else, because they don't have any tools to do so (as they are not a bank). Hence, the money are stuck in the middle of nowhere. And because its the middle of nowhere, its not reasonable for any of us to keep it ever there. Instead, we should use the platform to only receive money fast, easy and hidden from tax authorities and so on, get them via the card and then store them wherever else we decide.
With all that being said, I doubt FCP stole any money. They just got a major f..k up and may be (if its the same guys) made immediately a new platform with a new bank, so they and we all can resume business.

i don t get it how people can leave their saving on this prepaid cards. this is a fucked up situation , happend with epassport and people didn t learn at all

 

[zumba2]

i don t get it how people can leave their saving on this prepaid cards. this is a fucked up situation , happend with epassport and people didn t learn at all

What if I got a +50 k payment on 1 April from the site I work with and I had not enough time to withdraw them as the limit is 5k/day...

Thats my situation for example...

 

[avantgart]

Hi to all...Im not someone who likes to be involved in forums or so...but this situation is alarming, and I can see that there is no panic on internet at all....believe ti or not, I found this chat with some news of fcp hard...I really dont know why people are so calmed down who have money frozen(lost)?Either you are so naive or you dont have much there frozen...I have a LOT! and Im taking pills for days now because I lost it all...Im sorry for my pessimism but let me explain what is there on internet at plain site that isn't even hiding anything:
- FCP is a platform as many of you said, middleman, without any assets, that is why their tos states that they can only take back fees.
- The reason why cards still works is that they are mastercards, brand for there own, and those 10k are deposited to them prior choicebanks bankruptcy.
- Choice bank is a holder of that virtual frozen money and they are not "frozen" or held by authorities...they are simply declared bankruptcy! That means they dont have enough money, neither they will have because if they couldnt manage it with cash flows, they for sure cant afterwards when everybody want to withdraw...So there is nothing there to resolve, they just want to go quitter as they can. Even they are not hiding it. They are saying that they are permanently closing down, layed off employs and permanently closing down cards ! So its obvious that they know that its over! There is nothing we can do with bank going under bankruptcy everyday in the world, and this one is in Belize plus, off shore bank! HA!
Do you know any bank in history that returned from bankruptcy and returned money?! I do not!
- You can take a look at choice bank site that they stated their tos saying in cases like this they have no responsibility for losing your funds! They put that on homepage now!

- Its not coincidence that cosmo have that opening date...its logical that fcp as platform will continue to do business, but of course they need a new brand since nobody would do business to fcp again. I see over the net now, that there were rumors at a beginning of the month that they will close soon...They had money flow problems for few days and soon they corrected that - that was a signal to start pulling out! So someone here wrote that source from inside told him that everything will be ok...haha....if that source wanted to really help him,or was informed, he would told him to withdraw asap last week...

- I expect that soon both sites, fcp and choice bank will be closed too, leaving us without any evidence that we even had something frozen! So make screenshots of your statements asap, maybe it will help someday

The greatest irony for me is that i was around when epassporte faild and people lost a lot of their money...but since I had something small on card, and managed to withdraw, I didnt learn a lesson! And then a lot more of people lost their money from a fraud....and nothing happened!

So...sorry for my english and longer post...and now I am suggesting that we make some special group on tweeter for example for us who has money frozen...there are almost no raised dust about this on internet...we will lose everything without anybody notice...
Maybe we will have some small chance if we stick together from now on ,keep us informed and to try for joined lawsuit....

If im wrong at any understanding above, Dan will correct me...
@Dan Epstein is there really some list that we should signup who has frozen money, so support can have them in mind in future?(im going for a straw now)

 

[DahliaAja]

What if I got a +50 k payment on 1 April from the site I work with and I had not enough time to withdraw them as the limit is 5k/day...

Thats my situation for example...

that is an ok situation i guess , iam talking about people who said they had savings there

 

[Adrianna__]

I dont think the money is stuck in the middle of nowhere. FCP is not a bank but it must have its own bank account to hold all the money that are not yet loaded into the cards. And yes they can have other tools to choose other prepaid cards company, or wire transfer it etc.

Maybe I misunderstood what you said. Maybe you are trying to say that it is not FCP that is holding the rest of our money, but it is in Choicebank deposit account?

They have bank accounts to collect fees for their services for sure. But the money you get paid are personal to you and on your name to your platform (not bank) account, leading to your card, also issued personally to you. So the money are yours, but you can only get them through the card. FCP is actually the middle of nowhere as your money only pass from it to get to your card. Now they can't get to the card, but are already in the platform account. Stuck. This all is my own opinion, I don't have any insider info. I happened to work in banking for few years before my MFC career

 

[SavannahMay]

I don't believe any of these 2 actually managed to steal the money. As they are not banks, the money only pass through them in order to get charged on the cards. The platforms don't have any of the ways banks operate with, to move money anywhere, but on the cards. They don't have BIC codes, swift, sepa, IBANs, nothing a bank operates with. So once the money are on the platform, they can get out of it only through the cards. The cards are issued by a bank. If the bank freeze the cards (or VISA/Master card like it was with Epassport), there is no way for the money to leave the platform. Cardholders can't get them, but the platform can't move them anywhere else, because they don't have any tools to do so (as they are not a bank). Hence, the money are stuck in the middle of nowhere. And because its the middle of nowhere, its not reasonable for any of us to keep it ever there. Instead, we should use the platform to only receive money fast, easy and hidden from tax authorities and so on, get them via the card and then store them wherever else we decide.
With all that being said, I doubt FCP stole any money. They just got a major f..k up and may be (if its the same guys) made immediately a new platform with a new bank, so they and we all can resume business.

Be sure FCP and other e-wallets have own accounts with subaccounts for each customer in a banks, some of them even with IBAN, e.g. epayments. The money can't be stuck in the middle of nowhere.

 

[Mandy Chen]

for sure the site in new but...dont look only at that site with name "cosmo"..
the company is Paysafe Financial Services Limited same of netleer and skrill... both very very famous...
with your cosmo number card and SAN number...that cosmo give us after login... we can also login in the site cardportal.com and find there all your information that you have submitted in cosmo site, its linked to intercash, to http://www.andarialimited.com/ (in that site you can see also cosmopay, intercash)...
its same of nettller and skrill..same company-bank in isle of man... read the "term of use" in cosmopayment site
sorry for my english..

Hi Maria..it looks like you are correct about that. After some research i found out about cosmogiftcard.com. That cosmo gift card site has the same logo as cosmopayment.com. And looking at Whois cosmogiftcard.com is registered by Intercash 2 years ago. If it is true then Cosmo Payment is owned by Intercash directly and not just a platform from different company that happen to use Intercash as their prepaid card. So it looks like yes FCP and its parents may have nothing to do with Cosmo after all..or maybe they partnered with Intercash since the Choicebank fiasco began (just like when Payoneer partnered with Choicebank to create FCP)...but I maybe wrong with that. Whatever the case I hope FCP and its parents do us good wills and can return the funds. Special thanks to Dan too for staying with us all this time

 

[nicehotjob]

PAXUM (my experience) :
-veriefied in 4 days after pressing on support, chris, twitter and facebook
-withdraw money by external card takes 2 days till i get mony in my bank account
-withdraw by EFT takes 4 days till i get money in my account.

First i was scepticall about PAXUM because i read so much bullshits and this verification process was slow but its look that they are ok . So all models that can use only paxum be chill. They send money and its safe. We are in EU.

Btw yesterday i was verified on cosmopay (limits rised) and i today i get payment from chaturbate there. I will tell you how it is and if this virtual card works. Have a great day

 

[nicehotjob]

Be sure FCP and other e-wallets have own accounts with subaccounts for each customer in a banks, some of them even with IBAN, e.g. epayments. The money can't be stuck in the middle of nowhere.

For that i go always withdraw money from ATM and place them in my real bank

 

[bbbosic]

I don't believe any of these 2 actually managed to steal the money. As they are not banks, the money only pass through them in order to get charged on the cards. The platforms don't have any of the ways banks operate with, to move money anywhere, but on the cards. They don't have BIC codes, swift, sepa, IBANs, nothing a bank operates with. So once the money are on the platform, they can get out of it only through the cards. The cards are issued by a bank. If the bank freeze the cards (or VISA/Master card like it was with Epassport), there is no way for the money to leave the platform. Cardholders can't get them, but the platform can't move them anywhere else, because they don't have any tools to do so (as they are not a bank). Hence, the money are stuck in the middle of nowhere. And because its the middle of nowhere, its not reasonable for any of us to keep it ever there. Instead, we should use the platform to only receive money fast, easy and hidden from tax authorities and so on, get them via the card and then store them wherever else we decide.
With all that being said, I doubt FCP stole any money. They just got a major f..k up and may be (if its the same guys) made immediately a new platform with a new bank, so they and we all can resume business.

- When you go to firstchoicepay.com you see "© 2018 Choice Bank Ltd., All Rights Reserved" on every page. So I assume First Choice Pay is a brand of "Choice Bank". I can't even find "First Choice Pay" in the business registry of Belize.

- The prepaid cards of First Choice Pay may contain maximum $10k. I assume they store all the rest of the money on a bank account of "Choice Bank".

- The prepaid cards of First Choice Pay aren't frozen by the bank or Master Card. They still work fine.

 

[Adrianna__]

- When you go to firstchoicepay.com you see "© 2018 Choice Bank Ltd., All Rights Reserved" on every page. So I assume First Choice Pay is a brand of "Choice Bank". I can't even find "First Choice Pay" in the business registry of Belize.

- The prepaid cards of First Choice Pay may contain maximum $10k. I assume they store all the rest of the money on a bank account of "Choice Bank".

- The prepaid cards of First Choice Pay aren't frozen by the bank or Master Card. They still work fine.

Could be. However I believe in what I think.
The cards are not frozen by Master card, so they still function. But they can't be charged anymore with funds. Coz Choice bank is frozen. I am not really sure about exactly where the money is stored before they go on the card and I really wish you all its a bank account that will unfreeze soon.
Again, all I write here is my own opinion, based on my own experience and knowledge.
If I knew how exactly a platform like FCP works, I would be having my own one and doing cam shows from a private jet to Miami just for the fun.
P.S. You can write whatever the hell you want on any page of your own website in order to look more legit. No regulator can control you.