I have some indie guys and use skype w them, but I've had to vet who gets my skype and who I do shows with there, extremely meticulously.
Over literally years.
When Randos on MFC buy my skype, it often not for positive reasons, that are beneficial to me long-term. In any sense at all. Sure I can get them to continue as is, but it takes a lot of strong arming and strong boundaries, because in essence they tend to be the cheap, boundary pushing crew. Often times they end up get kicked from my skype, for pestering w/o proper compensation. I also put my skype discoverability off, because the guys who specifically look for me on skype, are not worth is. Or I'd say 90% not worth it.
The wonderful skype clients I do have, were not gotten easily, and were people who did years of shows on other sites, then got a hold of me through my Twitter links etc, and specifically asked to do more indie stuff with me. When they do that, and they are Good Clients, worth doing that with, they are organized, and don't blow you up. They are also always willing and ready, to pay any way you request, immediately. The average guy that requests your Skype, or tries to search you there, is usually definitely 100 percent not of that caliber. They are usually worse than average, or below mediocre level clients. But there are some exceptions, and some guys that with a lot of strong arming, end up redeemable and trainable, as great Indie clients. It takes a lot of hard work, communication, strong boundaries, and a lot of shitty leads to filter through, first though.
Depending on your personal situation, it may be more energy expenditure than it's worth. That would only be for you to math and decide.
If I were just starting out year 1 or year 2; I wouldn't fuck with it. Unless you've gotten really advanced and fast at reading them, super quick.
Which is not where I was at year 1 or 2.
ETA; Also even with the guys I've known years, I still use the tip feature on IWC where I get 90% or LF (where I get 80%) to get payment. I'm not fucking with cashapp or any of that.
Maybe I'm over cautious, but I'm surrounded by really good financial people. I want all my money very easily trackable, taxable and income provable, without any ambiguity, risk or detailed analysis.