1. Absolutely! I love camming because it gives me an outlet to perform and interact with people on my own terms. Plus, I love all things sex. I was socially anxious and depressed when I first started, so setting my own schedule and having a way to make money from home was invaluable. I know I'm not the only shut-in model who feels this way. I maintain control of my image. Since I started camming, I've gotten into cosplay, studying sexology, and graphic design.
So yes, some people get in it for the money, but they don't last long. It ain't easy to make a living at it.
2. I've had some amazing orgasms on and off cam (one of them was last week!) that some would call transcendent, but I'm not a spiritual person. However, I do believe in the complex beauty of the human mind and have experienced that through sex. The few times I've had divine orgasms, it's like I can feel a hibiscus flower blossoming throughout my body, and when I close my eyes, I see inside of my body. It's the opposite of an out of body experience.
3. Verbally? Yes, frequently enough in chat. It's your typical trollish "ur fat & ugly" bullshit. I treat them like how a stand-up deals with hecklers: take a sec to mock them and kick them out the door. I haven't had anyone dox or stalk me, but I know some models have dealt with that.
Something to bear in mind: as sex workers, our lives and stories are all too often exaggerated and sensationalized. There's no such thing as your typical cammodel, though you'll often see cam models portrayed as young 20 somethings working their way through school. The vast majority of us aren't victims of trafficking or coercion, and we don't want anyone to "save" us cause we don't need saving. We present our ideal selves to the world, but really, we still have to deal with the same day to day shit as everyone else.