I've always wondered...

[PunkInDrublic]

I do much better than most people my age.

I see comments like this or "I make 10x what most people make!!" a bunch and I have to be honest, these comments are incredibly hard to believe. Majority of camgirls have apartments and phone bills but most people I know irl with "normal" careers in their mid 20's have homes and car payments. So I never really know what to believe.

 

[KamikaziKitty]

I do much better than most people my age.

I see comments like this or "I make 10x what most people make!!" a bunch and I have to be honest, these comments are incredibly hard to believe. Majority of camgirls have apartments and phone bills but most people I know irl with "normal" careers in their mid 20's have homes and car payments. So I never really know what to believe.

Keep in mind that a few of the girls commenting could be between the age of 18-20. Yes I owned a house with my ex husband at 18, BUT it was on two incomes and even then we were barely scraping by. We didn't buy anything outright in cash whereas as a camgirl, with the right amount of work ethic and the right amount of luck (on my part as I'm still a bit new with less than a year under my belt) I could go out and buy a brand new car with cash instead of dealing with payments and interest rates. I hope that makes sense.

For myself to the OP, I cam "full time". Currently I maybe work between 10-20 hours over a two week span and I make enough to cover my bills with a little left over to get a babysitter once a week for couple time with my other half. Some months I make a huge amount and that usually goes to renovating my house since it hasn't been renovated since, oh, the fifties ha ha. A significant portion of what I make does go right back into camming itself. I have terrible luck with HD cams and am waiting on my third to be delivered in just as many months, my kids often leave the tops off of dry erase markers, hide my eraser, props for shows, replacing toys or finding certain items for either vids I choose to do or custom vids, etc.

Now if I were trying to do all of that on the jobs available in my area I would be easily in debt for quite a while with no means to dig myself out of it. I am also the sole provider for a four person family if that counts for anything in the grand scheme of the topic.

 

[NataliaGrey]

I do much better than most people my age.

I see comments like this or "I make 10x what most people make!!" a bunch and I have to be honest, these comments are incredibly hard to believe. Majority of camgirls have apartments and phone bills but most people I know irl with "normal" careers in their mid 20's have homes and car payments. So I never really know what to believe.

I'm 22, so not quite mid 20's, but I know a decent amount of people in that age range. I only know one person 20-30 who owns a home. Most have car payments, but I think a lot of camgirls have those too (also, cars are less necessary for camgirls, since we work at home and many live in cities.) Honestly, I'd say most people in that age range don't even really have a career. A lot are just finishing school, have been out of school for a while but not found the right job, or they've got dead-end jobs. That could very well just be people I know though. Part of the appeal of being a camgirl is also the ability to travel, so being tied down by home ownership may simply not be appealing to camgirls overall, and have nothing to do with the ability to do so. Not to mention banks are less likely to give a loan to someone with very unstable income.

I don't know about making 10x more. Median income was 50k in 2011, so a little over 4k a month. Most camgirls are NOT making 40k in a month haha. But I would say there's a fair amount that do better than 4k. I'm pulling this out my ass, but I bet median income is closer to 2k a month for people in their 20s.

 

[Jessi]

I do much better than most people my age.

I see comments like this or "I make 10x what most people make!!" a bunch and I have to be honest, these comments are incredibly hard to believe. Majority of camgirls have apartments and phone bills but most people I know irl with "normal" careers in their mid 20's have homes and car payments. So I never really know what to believe.

Maybe the situation is better where you are, but most 18-21 year olds (Im 21) here are saddled with tons of debt, using credit cards Or living off student living expenses. Or living with their families, on a dual income, tons of room mates. In the mid 20s to early 30s you see a lot of people still not finished paying their loans off. The average income for someone in my demographic is around 18-20k a year after tax. The job market is shit, even with a degree. There's trade jobs, but they have limited openings and you need to be top of your class to get a job right out of trade school.

I'm not trying to brag and say I make tons of money, but I have a nice savings account and get to live in a nice apartment by myself, and Im not in debt. I'm grateful not to be living off credit. Heck I dont even work as much as some other camgirls, and while I panic some times I have to remember I live pretty comfy.

 

[SexySteph]

I do much better than most people my age.

I see comments like this or "I make 10x what most people make!!" a bunch and I have to be honest, these comments are incredibly hard to believe. Majority of camgirls have apartments and phone bills but most people I know irl with "normal" careers in their mid 20's have homes and car payments. So I never really know what to believe.

I make more than most of my peers. I'm not sure what is average for my age across the board but within my personal peer group most of them aren't doing too great. None of my peers have careers, or homes or anything of the sort, and from what I'm hearing that's becoming a common thing among 20-somethings.

And I don't make much by camgirl standards either.

 

[PunkInDrublic]

I bet median income is closer to 2k a month for people in their 20s.

The average income for someone in my demographic is around 18-20k a year after tax.

wow didn't know the average was so low. Figured average was 40-60, good was 60-100, great was anything over 100.

being tied down by home ownership

Why would they be tied down? I don't see a bad side in home ownership.

 

[Gen]

Why would they be tied down? I don't see a bad side in home ownership.

Maybe if you plan to move cities until you find one you want to settle in, or travel a lot. Home ownership also seems like a lot of upkeep and responsibility (property taxes, having enough money set aside to cover emergencies like broken furnaces, etc).

 

[Reina Lynn]

I'm in my early 40's, and I'd prefer not to own a home again. We're conditioned to think home ownership an ideal and worthy pursuit. I'm not saying home ownership is bad, but there seems to be a bias that owning a home is "better" than renting. It isn't necessarily better. It depends on individual situations and desires. Having done both, I prefer the flexibility of renting.

As to the OP's question, camming is my career. That doesn't mean I do it full-time (although I should and am getting more disciplined). While camming is my sole focus, I still get occasional work from former clients for website work and audio and video editing. Those gigs are nice, and I appreciate getting them, but I no longer market those things and hustle for clients. Since brain surgery, I much prefer the flexibility and freedom from deadline pressure that camming provides.

I make enough to live comfortably, although I am, by nature, pretty frugal. I have a studio apartment with a beautiful view, I rent a separate downstairs studio for my camroom, I get periodic massages, and I eat and drink well, but I'm not much of a shopper, don't care about designer anything, don't keep up on trends, and live in a country that is not very expensive.

 

[JerryBoBerry]

being tied down by home ownership

Why would they be tied down? I don't see a bad side in home ownership.

With all the foreclosures due to the economy owning a house has not been that great lately. Housing values have dropped significantly in the past few years to where some people have been making payments on a home that was worth half what it was originally, or worse. Millions have found it a better choice to just stop making payments and wait to be evicted.

 

[AlixLynx]

Like any other industry/job, camming is a business. I've been working a "real" job for $25 an hour for 2 years which translates to 50g a year. It really depends how much money makes you content. For me, I would be satisfied with a job that pulls in at least 100g a year. This can be done with camming but you have to do it right! I'm seriously considering camming full time because it's fun, much less stressful tha my normal 9-5 and I love having freedom to set my own hours and work when I want. It also depends what you want our of life, really. If you aspire to work for s large corporation one day you have to approach camming very, very cautiously as you're broadcasting yourself on the Internet. If you want to have your own business or work in the adult industry forever, obviously that's a different story. I say do what makes YOU happy!!! Models can be quite successful and live a comfortable life but as I said camming is a business in itself and you have to do your homework to succeed. Sorry for typos, I'm not the best at typing on an ipad, LOL

 

[Jessi]

Why would they be tied down? I don't see a bad side in home ownership.

Maybe if you plan to move cities until you find one you want to settle in, or travel a lot. Home ownership also seems like a lot of upkeep and responsibility (property taxes, having enough money set aside to cover emergencies like broken furnaces, etc).

Not to mention a down payment is a usually minimum of 10% :? I dont think anyone in my social circle (even my friends in their 30s with big kid careers) could afford a down payment right now. There are cheaper options if you want to live in the boonies, but good luck finding a job out there/affording the commute to town when you only make $15 an hour.

Also if you want to switch cities or move again, you'd want to rent it out or sell it which has a whole host of possible issues. Many people don't want to hassle and prefer apartment or condo living.

 

[JerryBoBerry]

Why would they be tied down? I don't see a bad side in home ownership.

Maybe if you plan to move cities until you find one you want to settle in, or travel a lot. Home ownership also seems like a lot of upkeep and responsibility (property taxes, having enough money set aside to cover emergencies like broken furnaces, etc).

Not to mention a down payment is a usually minimum of 10% :? I dont think anyone in my social circle (even my friends in their 30s with big kid careers) could afford a down payment right now. There are cheaper options if you want to live in the boonies, but good luck finding a job out there/affording the commute to town when you only make $15 an hour.

Also if you want to switch cities or move again, you'd want to rent it out or sell it which has a whole host of possible issues. Many people don't want to hassle and prefer apartment or condo living.

10% isn't bad. Here IF you can get an FHA loan it's around 3.5% of the total. But a conventional loan they require 20% down where I live.

 

[Jessi]

Why would they be tied down? I don't see a bad side in home ownership.

Maybe if you plan to move cities until you find one you want to settle in, or travel a lot. Home ownership also seems like a lot of upkeep and responsibility (property taxes, having enough money set aside to cover emergencies like broken furnaces, etc).

Not to mention a down payment is a usually minimum of 10% :? I dont think anyone in my social circle (even my friends in their 30s with big kid careers) could afford a down payment right now. There are cheaper options if you want to live in the boonies, but good luck finding a job out there/affording the commute to town when you only make $15 an hour.

Also if you want to switch cities or move again, you'd want to rent it out or sell it which has a whole host of possible issues. Many people don't want to hassle and prefer apartment or condo living.

10% isn't bad. Here IF you can get an FHA loan it's around 3.5% of the total. But a conventional loan they require 20% down where I live.

Not bad, but if you just don't have $15-20k then you just don't have it.

 

[PunkInDrublic]

I dont think anyone in my social circle (even my friends in their 30s with big kid careers) could afford a down payment right now.

Really? Pretty crazy, I mean, if you're in your 30s and have a big kid career(idk what this means but I'm assuming like a decent to good job) a 10% down payment shouldn't be all that hard to come up with, why would they not already have it saved up? I can kinda(not really) now see why some prefer apartments but would argue all the advantages of owning a home more than make up for the small responsibilities that comes with it. Don't want to derail dudes thread tho.