so I will be going for the 20/100 and it's cheaper to go for this option anyway
The most important thing here is that you're getting off of DSL technology. Fiber is SIGNIFICANTLY better than ANY kind of DSL (ADSL, VDSL, HDSL, etc). There's a very good reason you're seeing better reviews with the company offering fiber. Without getting all nerdy, lol, fiber most typically utilizes Ethernet technology which inherently has
significantly less overhead than xDSL which utilizes what they call ATM technology. There's a TON more to it than that, but that's it at a very high level. That translates to you getting a much higher percentage of the advertised speeds. Just keep in mind most providers are going to advertise this as "
UP TO xMb speed". So you're doing yourself a big favor by going with the package with the higher potential throughput.
I tried explaining the nearly countless benefits to being moved to fiber, but it turned into a technical white paper every time I tried, so I'll slow down haha. When things start slowing down for your entire neighborhood, city, state, or whatever it may be (depending on how your provider has their network designed), you'll be starting from 20Mb of available bandwidth and having it slow down from there, instead of starting from 10Mb and going down. Said differently, if you've got a choice between a 20 gallon tank of gas, and a 10 gallon tank of gas, and you know at times you're only going to be able to use (for easy math) 50% of it, you'd be better off starting with the 20 gallon right? It's not QUITE as 1 to 1 like that with bandwidth, but the concept is still the same. If you start with more you'll always HAVE more than if you'd started with less. Usually it's only another $10 or $20 a month to jump up to the next fastest speed, and I'll pay that every damn time (I also work from home and rely heavily on my connection).
You did good for yourself