It happens to everyone, I'm sure. Something comes up and you decide you REALLY want to private with a model or join a group or get to a token goal for something you want.
When it happens to me, it normally means I will just be low in my bank account until I get paid next. I only use my debit card, not a credit card, so I know exactly how much I have in my account each time I buy tokens. And I know that no matter how much I want to private/group/tip I will never let myself overdraw my account to get tokens. Ever.
If it means I only have 900 tokens for 2 weeks, so be it. If it means I only have 200 tokens for 2 weeks, so be it.
But, I never have to tell anyone why I have no money. I have no family that I take care of or anything, so my money is my money. If friends want to go out, and I've had a lot of expenses, and I say I am broke, they pretty much assume I either didn't make a lot or that I just paid my bills and shit.
Like this pay period, my bank did some odd shit, said I had more money in my account than apparently I did, but nothing was showing pending and such. After we all went out for my friend's b-day 2 weeks ago, I ended up -$92 and change. So when I got paid last week, I automagically lost that much. I spent a little on MFC, paid some bills, but also spent $400 on new tires to replace the 3 bald ones I had. So for the past week I have had a whopping $10 and change left in my account. And I don't get paid again until next Friday. And my windshield just developed a crack, today, too. Joy.
So, I simply know I cannot buy tokens. It's not that hard to have the knowledge I can't buy tokens and live with it. But, I also just got done day 13 in a row of work, out of at least 19 in a row (it might end up being like 40+ in a row
). So I don't have a lot of time to be on MFC right now. And I definitely have no time to be spending any money I don't have there.
If one lacks the self control to control one's spending on a cam site when they know they can't afford it, then they should consider getting help. Maxing out your credit cards, overdrawing your bank account, just for some potential fapping isn't smart. Learn to control the spending, and hang out with models that understand that not every member is going to have tokens every single day (it is amazing how many seem to think people just always have tokens all the time...). The models who appreciate members hanging out and tipping when they can are far better than the models who get all upset when someone can't tip them every single day.
If you're having problems controlling your spending and it is hurting you financially, then you need to tell your bank and credit card companies to deny any charges from MFC or any other cam site you belong to. Because, you obviously need help in controlling yourself.