Do you still use personal checks?

[Guy]

Do you still use personal checks?

 

[Shaun__]

Some businesses can only be paid with checks. I write one a month to the company that cuts my grass, and for large amounts, like car down payments, that do not need to be cashier checks.

 

[SaffronBurke]

I hate checks with a fiery burning passion and avoid them unless I have no other choice. I have disliked them ever since I worked retail and people would insist on paying with checks and it took at least five minutes to process the transaction, which would have been under a minute if they'd used a card or paid cash.

All of my bills are paid online, directly from my bank account. Anything else, I can use my debit card or take out cash. I used to have to use them for rent, but after moving out of that place, I've been able to pay electronically. I still have the same box of checks that I ordered back in 2011, and I'm nowhere near using them up.

 

[yummybrownfox]

No, I don't usually use them. I have the small amount of starter checks that the bank gave me when I opened my new account in March or April this year.

I do everything with cash or debit card (except for paying my rent, which I use money orders for since I'm now banned from using the online rent payment system...due to one too many insufficient funds incidents).

 

[Slapstick]

I haven't written a check since I started using SquareCash and Apple Pay. Every small business (lawn care, the tree guy etc) we deal with prefers those over checks or even cash. Like Shaun the only thing I would use a check for is a large ticket item (e.g. car down payment).

I have disliked them ever since I worked retail and people would insist on paying with checks and it took at least five minutes to process the transaction, which would have been under a minute if they'd used a card or paid cash.

When I worked retail the joke was that the only people that paid with checks were the people that did not have any money in their bank accounts.

 

[Fatquack]

No, not in over 20 years, I live in a country with a real, non-medieval banking system.

 

[Lelo1]

Some times pay by check is the only option. Checks are allot easier and safer then carrying around big stacks of cash. Especially if you need a record/proof that you gave said person said money.

For day to day, checks can be a backup, Incase your card gets stolen.

 

[fandango]

I have only ever written one cheque in my life. It was when I bought my first car at 17. Never had a reason too after that and now I don't even have a chequebook.

 

[JoleneBrody]

Rarely but sometimes, like at unexpected toll booths, it's the only option. i get a sheet or two of temp checks from my bank maybe once a year and keep them in the truck for just such occasions.
Once or twice they saved me when a stores card system went down.

 

[Bocefish]

Do you still use personal checks?

Do you?

Why do you care if we use personal checks?

 

[Bocefish]

at unexpected toll booths, it's the only option.

Good advice

 

[Autumn Alexander]

Since I'm a millenial I thought that I'd never use checks until I started college and had to start "adulting". I like the process of it because it makes me feel important, but I still think of it as an "old lady going to the market" task...

 

[Just_A_Guy]

Yes but not recently.

 

[Mintx]

Not unless there's another option.