There is a 99.999% chance you are being hustled. Audri brought up a fantastic point - if you were really dating in her eyes, and had been for six months, you would be able to contact her outside of Telegram. You'd have a phone number, a social media profile, something that connected to the REAL HER and not her cam persona. You would have met in person if you lived so close. You would have gone on a date, held hands, something.
Having a super sob story about a relative being sick is a super duper common sob-story for those who use love-bombing as a hustle. They get you to fall in love. Claim they love you too. Give you a little bit of personal attention. And then tell you someone is sick, they are about to get evicted, they are caught in an abusive relationship and need out. There are lots of different stories to tug on your heart-strings, ones created to make you feel like you are rescuing her from the sad parts of her life (and also, stories so sad that you will feel guilty at the idea of not-paying). And sick relatives are the most common, I think.
You already know it isn't real, in your heart of hearts. Otherwise, you wouldn't have felt the need to make a fake account and question her to see if her story lined up. You wouldn't feel the need to post here, looking for our opinions. You don't want to think that you've been strung along for so many months, but even you can't find excuses to account for aaaaalll of the glaring red flags in this scenario. You know she probably doesn't live anywhere near you, or you would have met up already. She doesn't really love you, or she wouldn't grow so upset at the idea you can't pay her bills. You would know where she really lives. You would know why she moved to "Detroit". You would be able to contact her with a phone call or texting - something other than an app used for cam-work communication. You wouldn't feel the need to give ultimatums because you would (hopefully) be filled with trust and faith in your relationship.
Heck, when I was a babystripper, I had a new boyfriend come visit me at work for the fun of it. Did I give him a dance? Heck yeah, I did. Did I charge him for it? Nah. It wasn't the same as doing a dance for other clients. I didn't want his money. And from what I've heard from cam-girls who GENUINELY fell for a member... Once there are true emotions there and a legit relationship has formed, they stop accepting cam-money from their significant other.
Get out now. Don't wait until she writes back - because I imagine that she'll have another story to explain away your fears. And perhaps an even bigger sob-story to justify all of the red flags. She'll say something like, "I'm sorry I can't meet you but I'm in an abusive relationship and that's why I can't give you any personal info or they'll see. I want to leave but I can't afford it - my aunt's medical bills are too much. But you are the one I love, please don't leave or I will have no one left." So yeah. Most likely, there will be an excuse or a justification to soothe your emotions. But after that, and most significantly, nothing will really change. She still won't meet. Won't text. Will still expect money.
You don't need any more excuses or justifications. Just stop paying. Seriously. Let EVERY SINGLE cent dry up. Don't tell her you're going to stop because you don't trust her (she may just double down on the love-bombing to reassure your heart and get you to start paying again). Just say you lost your job and have no more savings. Don't worry about her "sick aunt" for a few months. See how she reacts and see how friendly she is towards you then. See how much attention you get and whether she still says she loves you. You'll get a much more accurate view of how she really sees you when you take money out of the equation ENTIRELY.